MYTH: I am too young for an estate plan.
FACT: This is only true if everyone knew the exact time when they would die or become incapacitated. Everyone needs to have a health care power of attorney in place to enable someone to make health care decisions for them in the event they become incapacitated, as well as financial decisions. This is almost purely an action you take for your family because it will be your family members who are faced with the tough decisions if you are incapacitated and unable to make the decisions.
This material was adapted from the firm Tellie Coleman, attorneys at law. Tellie & Coleman has an excellent website with some great resource material.